Current Best Mortgage Rates in Garden City, MI

If you, along with many other potential homeowners, have been impressed by sinking mortgage rates and are now thinking about purchasing your first home, the present might actually be the perfect time. Of course, just because average Garden City mortgage rates are at an all-time low doesn’t mean every lending institution will be offering a great deal. In order to lessen the cost of your home purchase as much as possible, you’ll need to research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Garden City, MI with a great rate for you. Below is a list of the best mortgage rates in Garden City across a host of loan types.

Garden City Banks and Credit Unions with Lowest Mortgage Rates

Top Garden City 15-Year Fixed Mortgage Rates

• JPMorgan Chase Bank, National Association: 3%
• • No Orig. Fees
  • Points: 0.25


• Huntington National Bank: 3.13%
• • Orig. Fees: 1%
  • Points: 0.88


• Fifth Third Bank: 3.13%
• • No Orig. Fees
  • Points: 0

Best 30-Year Fixed Mortgage Rates in Garden City

• JPMorgan Chase Bank, National Association: 3.63%
• • No Orig. Fees
  • Points: 0.38


• Huntington National Bank: 3.88%
• • Orig. Fees: 1%
  • Points: 0.25


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2

Lowest Garden City 3/1 ARM Mortgage Rates

• Fifth Third Bank: 2.38%
• • No Orig. Fees
  • Points: -0.13
  • Caps: 2% per Adjustment Period


• Flagstar Bank, FSB: 2.89%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• PNC Bank, National Association: 3%
• • Orig. Fees: $699.000
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Garden City

• Fifth Third Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• JPMorgan Chase Bank, National Association: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you verify these interest rates with the lender before applying. These rates are accurate as of 11/01/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Garden City mortgage rate.